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- The collapse of Silicon Valley Bank last week could bring welcome relief for UK mortgage borrowers.
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Virgin Moneyis making some changes to selected fixed rate mortgage deals, available through brokers, effective from 8pm today . It is slightly increasing the rate on its five-year fee-free purchase deal for borrowers with a 25percent cash deposit (75percent loan to value) from 4.66percent to 4.67percent. MPowered has reduced all two-year fixed rates for residential purchase and remortgage. It is offering two-year deals from 4.76percent (60percent LTV), down from 4.87percent with a 999 product fee.
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The new product switcher rates apply on residential deals as well as buy-to-let . Among its cuts will be a reduction on two-year fixed rates for residential home purchase up to 95percent loan to value, and cuts on all three-year fixed rates for purchase and remortgage. Two and five-year fixed rates for BTL remortgage will be cut by up to 0.15 percentage points. Leeds building society has cut selected BTL rates by up to 0.45 percentage points.
